PERSONAL BANKING PRODUCTS
| DEPOSIT ACCOUNTS |
CONSUMER LOANS
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Personal Checking
Minimum Balance RequirementsAn opening deposit of $300 is required. Monthly service fee of $10.00 will be charged unless an $800 minimum daily balance is met. Account is free of charge with direct deposit.
- Unlimited Check Writing
Personal Interest Checking
Minimum Balance Requirements
An opening deposit of $500 is required. Monthly service fee of $15.00 will be charged unless a $2,000 minimum daily balance is met.
Compounding and Crediting
Interest will compound daily and credit monthly.
- Interest Bearing Account
- Unlimited Check Writing
Disclosure of Account terms: For complete disclosure information, please refer to the Account Disclosure Statement provided at the time of opening these accounts.
Personal Savings
Minimum Balance Requirements
A deposit of $100 is required to open this account. A monthly service charge of $3.00 will be imposed every month if the balance falls below $100.00 any day of the month.
Compounding and Crediting
Interest will compound daily and credit quarterly.
- Interest Bearing Account
- Quarterly Statement
- ATM Withdrawal Capabilities
Transaction Limitations
You may make up to six (6) pre-authorized, automatic or telephone transfers from your account each statement cycle without incurring a service charge. Of the six, no more than three (3) may be point of sale, draft, or by check. There is no limitation on in-person withdrawals.
Personal Money Market
Minimum Balance Requirements
A deposit of $5,000 is required to open this account. Monthly service fee of $15.00 will be charged unless a $5,000 minimum daily balance is met.
Transaction Limitations
You may make up to six (6) pre-authorized, automatic or telephone transfers from your account each statement cycle without incurring a service charge. Of the six, no more than three (3) may be point of sale, draft, or by check. There is no limitation on in-person withdrawals.
Compounding and Crediting
Interest will compound daily and credit monthly.
- Interest Bearing Account
- Monthly Statement
- ATM Withdrawal Capabilities
Certificates of Deposit
- Terms from 30 days to 24 months.
- An opening deposit of $500 is required.
Disclosure of Account Terms
For complete disclosure information, please refer to the Account Disclosure Statement provided at the time of opening these accounts. Closing the account prior to interest payment will result in forfeiture of accrued interest.
Compounding and Crediting
Interest will compound daily and credit monthly.
